Posted by I need a handle on January 31, 2009 at 05:34:02 from (155.42.143.18):
Hello folks, Since this site attracts high traffic from all walks of life it seems that its appropriate to ask almost anything. Right now I am looking for a banker.
I am interested in getting my first credit card. It isn't because I want to buy anything, but because I am becomming wise to the fact that building a credit rating is mighty important. I have heard online that credit card companies flock to college campuses to hand out cards like candy, along with T-shirts, and those tricky teaser rates. I have been here for almost a year and have yet to be offered one, but perhaps it is mainly because I attend a small community college.
My next question is, how much do I need to earn to qualify for a card? Right now I am only working part time on an on campus job, so my income is only in the hundreds of dollars and not thousands.
If I do get a card, I am thinking of putting a little gas on it (something I need rather than want) and carrying a small balance of less than $500. Is that small of a balance enough? I am not sure. The only reason I am at all interested in a card is to build a credit score.
Thanks, I need a handle, who also needs a credit card.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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