I have a lot of common sense learned from mistakes, my respectable elders, and from what has worked. My opinion is to stay away from credit cards, because MOST people will not manage them properly and end up ruining thier credit. In a society of young folks that "have to have it now", a credit card will be a the shovel that digs the bottonless pit. I dont believe in the concept that you need a credit card to "build" your credit. Thats exactly what the credit card companies want all these young folks to beleive. Why gamble witha credit card? I've been down that road once, learned my lesson, gained more 'common sense' from it, and my life now proves I have plenty of common sense. Thats my opinion and that is the advice I give.
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Today's Featured Article - Buying your first tractor: The People You Buy From - by Chris Pratt. If you are a first-time buyer, chances are that you are likely to take the word of the seller on things. This is where the problems start... You have reviewed your implement needs and determined the size of machine that will fit the bill and even made a list of the most desirable models. You checked on the availability of a 3-point hitch for the machines on the list and advertised in your local classified paper with so
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