Credit cards! Run away, run away from them as fast as can be. You can use a debit card just like a credit card for reservations, online, ordering and such. If you want to build your credit, first make sure you pay all bills on time, or early. Then, if you are making a purchase you have cash for( some may disagree with this), but take a small loan out to pay for a portion of the purchase, even if you have the money, and keep that cash you had already, and sock it away in an account and make timely payments and then pay the account off early. A few good credit reports like that, and NO negative reports from anybody you pay bills to, will be better for your credit than a credit card report. Stay away from the credit cards, eventually you WILL use if for something you cant afford and you'll be paying just the interst and then they got, you fall a little behind and your credit rating heads south!
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Today's Featured Article - Seeing an Old Friend - by Joe Evans. Dad had a concrete contracting business starting in 1960. One of his first pieces of equipment was a Ferguson TO-35 with a Davis loader. Dad replaced the TO-35 with a MF 202 Workbull, essentially an industrialized Ferguson 35 I am told. Dad bought the 202 new in 1962, and I recall quite clearly going to the dealer with him to sign for it.
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