Some of the advice given here, I would question. The best advice is to pay off the total balance each period. Make some rules for yourself and follow them. One of mine is to not charge anything under $10 just to pay for it, unless there is another reason like ordering over the phone, internet or needing the documentation. Another is consider the merchant and their profit margin, before burdening them with compensating the card company. Seems to me to establish a good rating the balances you develop are less important than the amount of time you have had and used the card without doing any of the no-nos.
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Today's Featured Article - Buying your first tractor: The People You Buy From - by Chris Pratt. If you are a first-time buyer, chances are that you are likely to take the word of the seller on things. This is where the problems start... You have reviewed your implement needs and determined the size of machine that will fit the bill and even made a list of the most desirable models. You checked on the availability of a 3-point hitch for the machines on the list and advertised in your local classified paper with so
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