Some of the advice given here, I would question. The best advice is to pay off the total balance each period. Make some rules for yourself and follow them. One of mine is to not charge anything under $10 just to pay for it, unless there is another reason like ordering over the phone, internet or needing the documentation. Another is consider the merchant and their profit margin, before burdening them with compensating the card company. Seems to me to establish a good rating the balances you develop are less important than the amount of time you have had and used the card without doing any of the no-nos.
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Today's Featured Article - It Can't Be Done! - A Tractor Story - by Neil Campbell. I'll never forget the time back when I was a boy baling hay on our Farm in Big Rapid, Michigan. The most memorable event that took place was a trip up the steepest incline on the farm pulling an old New-Idea baler with a pony-motor for power and a haywagon. I had just talked my Dad into buying an old John Deere B with 6-speeds ahead and I was real proud of it, except it was a little smaller than the Case tractor that we normally
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