Some of the advice given here, I would question. The best advice is to pay off the total balance each period. Make some rules for yourself and follow them. One of mine is to not charge anything under $10 just to pay for it, unless there is another reason like ordering over the phone, internet or needing the documentation. Another is consider the merchant and their profit margin, before burdening them with compensating the card company. Seems to me to establish a good rating the balances you develop are less important than the amount of time you have had and used the card without doing any of the no-nos.
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Today's Featured Article - Choosin, Mounting and Using a Bush Hog Type Mower - by Francis Robinson. Looking around at my new neighbors, most of whom are city raised and have recently acquired their first mini-farms of five to fifteen acres and also from reading questions ask at various discussion sites on the web it is frighteningly apparent that a great many guys (and a few gals) are learning by trial and error and mostly error how to use a very dangerous piece of farm equipment. It is also very apparent that these folks are getting a lot of very poor and often very dangerous advice fro
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