Posted by Steve@Advance on March 12, 2015 at 21:26:56 from (107.203.134.67):
If anyone has been following, you'll know I just moved my 88 year old mom in with us, she's no longer able to live alone, and voluntarily gave up driving.
I recently got the renewal notice for her homeowners insurance. Last year the cost was $1995. This time it went up exactly $1000, to $2995!!!
I gave the agent a call, not a real friendly call, BTW. Turns out the reason for the 33% increase, since the auto coverage was dropped, she lost the "Multi-Policy" discount.
"So, the multi-policy discount is worth 33%?" I asked... She never would answer my question, just told me that was the way it is. Corporate sets the price, nothing she could do.
"Can I put the car back on?" (All that was on it was minimum liability)
"No, not if she can't drive." I explained she can drive, still has a license, has had no tickets or accidents, the car would not even be driven, just sit in the garage.
"No."
OK, were done here. Bye
Well, she called back that evening, said I could put the car back on, that would save about $500.
I guess that's what I'll do unless I find a better deal.
Just wanted to put this out there, anyone in the same situation, be careful before canceling the unused car insurance!
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