Insurance is a racket, don't get upset, ask questions and beat them at their own game. When I was a young man may moons ago I decided to purchase a '66 VW bus so I'd have a spare car in case my '73 VW bug had troubles. I dutifully added my bus to the car insurance, being a single young college student the $70 dollars or so it added to my car insurance was dear, but cheaper than running dad's farm pickup for a week. About a year or so later my financial situation improved and I choose to buy myself a new Renault Lecar (yes it was a lapse in judgement), I transferred the plates from the bus to the Lecrap. My insurance agent quoted me $800 for insurance on Lecrap, in the process of adding the new car he asked "which vehicle is this replacing" I informed him the bus tags were on the Lecrap. Imagine my surprise when I get my insurance bill and it's only for $500. Seems I got a multi car discount even on the collision. The agent informed my to never sell or dispose of the bug or change anything lest they figured out they'd screwed up. After driving the Lecrap for a few years I'd finished college and decided to upgrade my vehicle. I bought a new Ford Ranger 4x4 pick-up. When I did the insurance I figured they'd figure out my multi car discount was a fraud, they didn't. My run at this finally ended when I moved to Oklahoma and didn't take the bug (hey it hadn't run in three years).
Of course the new rate on me as a single young man in a 4 wheel drive truck was about $1,200/ year. I was incredulous, they're a bunch of idiots, I go from driving 22 miles to work, across Lansing Michigan 5-6 days a week to driving from the farm to town maybe twice a week and my insurance doubles? After asking some questions we changed some coverage and applied a Farm & Ranch discount and got it back to around $600.
Switched to USAA when I was inthe Air Force and have been with them for 30+ years. Yes they'r insurance companies they're still scumbags, just a little bit nicer scumbags.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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