Do not know what state you are in, But a homeowners that no longer has the named insured living at that address by Insurance Service Office rules is declared vacant. This could happen and frequently does in my agency because someone doesn't want to bother telling me that they are working out of state a few months, but change their mailing address with company. Guess what the company is going to put a vacancy clause on policy that will almost double the premium. Then when it doubles, I have to get affidavits from insured to prove to underwriter that they still live in the home. How much easier if they would have taken time to call. Also most homeowner forms will not cover for any kind of liability for farmland, whether you are farming it or not, and if you own it over 40 acres. Make sure what you are buying. If the policy does not say it is a covered item, the company will usually take the road that it is not covered. Also, because of my errors and omissions coverage, I also will not move a person that has any kind of farm exposure, land, creeks, ponds, rented to others, to a homeowners liability. Business is my lifeblood, but when I delete liability, the courts have said, I, not the landowner, should not have done this because I know the risks. A new agent will write you what you want. As JohnT says, consult a professional in your area and if someone tells you something is covered and can't show you in the policy where the policy states it is covered, you need to assume it is not covered. I know this is probably what you do not want to hear, but there is some of us try hard.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Updatin The Charging System of Your Older Tractor - by Tyler Woods. Older tractors have externally regulated generators or externally regulated alternators, in some instances. That means there is one device that turns energy from the fan belt into electrical energy,
... [Read Article]
Latest Ad:
Sell 1958 Hi-Altitude Massey Fergerson tractor, original condition. three point hitch pto engine, Runs well, photos available upon request
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
