While some of the retirement funds are made off an investment in a business that produces a product and are getting a return on how well it sells, a big part is made from stocks and commodities that come strait out of your pocket. Insurance companies have a slush fund of monies that they're suppose to keep on hand in case something happens and they make billions off it without paying heir customers interest or giving a discount on premiums. If an investment agent gets a 300 million dollar bonus for the year, info from the last bunch to go to jail, who is getting scr@wed out of that money. Obviously it had to come from some where, so you and I pay higher premiums and his clients get a little interest on their investment instead of what they could have received.
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Today's Featured Article - New Hitches For Your Old Tractor - by Chris Pratt. For this article, we are going to make the irrational and unlikely assumption that you purchased an older tractor that is in tip top shape and needs no immediate repairs other than an oil change and a good bath. To the newcomer planning to restore the machine, this means you have everything you need for the moment (something to sit in the shop and just look at for awhile while you read the books). To the newcomer that wants to get out and use the machine for field work, you may have already hit a major roadblock. That is the dreaded "proprietary hitch". With the exception of the
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