1st you need to check your state laws!!! In my state You can do this as you describe and if your niece croaks its yours and that is that. (need to file death certificate to get name taken off title) Insurance: Do make sure you have enough or an umbrella policy and I would look into historical registration and insurance. (generally its much cheaper) Two warnings look at full coverage as an antique truck based on its value. If some thing happened (someone ran a stop sign) and totaled it and it was insured farm or commercial you might only get say $100 Last in my state a title or deed is final and a will does no good on those items.
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