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Vehicle title question.

N

notjustair

Well-known Member
I need to go down and title and tag the '35 Chevy ton-and-a-half. We don't have any kids and my niece has already said she wants it. It was her great grandfathers and she's very keen on family history for a 20 year old. I had thought about titling it with her on it as "right of survivorship". That way I'm sure it doesn't get sold off if I die suddenly and she won't have a headache. I don't intend on selling it to her. She can just have it when I am gone and it gets passed through the family like it has for the last two generations.

It may be different in other states, but has anyone else done this?
 
The wife and I have done this on several vehicles titled in each others names...makes things less complicated if something should happen.
The Registrar actually suggested it.
 
No. Title it with your name "OR" hers on there also When you pas she is the only one that can sell it.
 
The only problem with putting the title in her name is from that point on she will have to insure it. When my wife's brother was dying he wanted my wife to have his truck so he put the title of the truck in her name. Even though the truck stayed at his house and he was driving it we had to insure it with him listed as an authorized driver. Since the truck was garaged in Dallas County and he had had a couple wrecks the insurance was pretty high. It wasn't very long before he could no longer drive and the truck was brought to our house in another county and he was dropped as a driver so the insurance went down. When he died there was no further red tape on the truck, it was just ours.
 
BUT... if you get into an accident, can she then be sued if it's in her name (or partially in her name)? Nothing would surprise me these days because people are so litigious now.
 
No. Truck will only have to be insured if it is driven. Then the person who will drive it insures. it. Only insure liability, no collision or hazard. How many mil;es will you driv it per year. Best thing to do is sellit to her now for a dollar.
 
I have always been advised if the farm is in both names, to never put

a vehicle in both names. If I have an accident with the vehicle in

my name, the other party can,t not sue and get the farm titled in both

names. This is what we have always been told, what do you think??
 
Having a title in both names doesn't change anything.At death it goes to the spouse anyhow,unless you left it to someone else.
 
That's not necessary.The spouse would get it anyhow unless yout willed it to someone else.
 
in Missouri it is known as tod or transfer on death..this way she is not liable for anything until it becomes hers after you pass with no sales tax or anything just title transfer fees..i have this on all but one of my vehicles for the kids
 
I don't know about your state but Indiana you put it in both names with full survivorship. Insure in both names and your covered.
 
My legal weasel told me NOT to put vehicle in both names. That way other party not open to getting sued.

Check with the DMV in your state. They probably deal with this question daily.
 
I talked to the lady that runs the tax office. She said the best thing you can do is. Check out the laws in your state. Rules are different for each state.You may have an ROS rule or a co owner rule in your state. Best to check with the state. Will save allot of hassle when the time comes.
 
1st you need to check your state laws!!! In my state You can do this as you describe and if your niece croaks its yours and that is that. (need to file death certificate to get name taken off title) Insurance: Do make sure you have enough or an umbrella policy and I would look into historical registration and insurance. (generally its much cheaper) Two warnings look at full coverage as an antique truck based on its value. If some thing happened (someone ran a stop sign) and totaled it and it was insured farm or commercial you might only get say $100 Last in my state a title or deed is final and a will does no good on those items.
 
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