I don't know the details of what happened here but if his loss is greater than the insurance coverage the responsible party is still responsible for the additional amount. the girl may have to fork over money out of her pocket to provide complete restitution if she has the funds or have family or friends that are willing to help her. Worker's compensation should be available until the doctor has released the injured party. State laws vary but these are general rules that apply to most any state. I worked as an insurance adjuster for over 40 years and know many companies don't want to share everything with the employee for fear there WC rates will rise. Also, some companies are self-insured but still have to abide by certain rules. If this is a car accident he may have underinsured motorist coverage which can pick up what is over the 3rd parties insurance coverage. The companies I worked for always told us to explain everything in detail-options and coverage-otherwise could be subject to "bad faith" lawsuits.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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