Last update on Nick's accident

jon f mn

Well-known Member
Nick sent me some pics of his current x-rays today. He got the ok to go back to work with no limits today. He is really looking forward to climbing again. Here are his current x-rays.

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You can still see the thin parts in the bone where the breaks were, but healing is going well. He sent me a video of his arm movement which is much better than expected since one muscle that turns the arm is not hooked up. At this point they are not going to do the other surgery to re-attatch it because his movement is so close to normal. I couldn't link his video but took some screen shots to show the limits of his movement.

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He's very happy with his progress and so am I!

The insurance problems are ongoing tho. The disability insurance that he thought he would get didn't come through because the company "forgot " to add it to his contract, so no disability. Also no unemployment since he was welcome to go back to work whenever he was ready. And the girl's auto insurance will pay, but the max payout will be less that the medical bills will be. His medical will pay what ever the girls won't, so he won't have that to pay at least, but there will be nothing to cover his time off. That means he is out 2 months wages, a huge blow to him just as he was getting going well. But he is back to work now and between us and some of his friends he has managed to keep everything. He came real close to being evicted tho.

On a side note, his company recently had a visit from the "Big Boss" from Chicago. When he got to Nick and asked how things were going Nick suggested that it would be easier to show him, so they toured some sites together. At one site Nick pointed out the the Il. group directed every site to hire a crane to do a certain job, but by doing it themselves without the crane even tho it would add a day to the project by not hiring a crane, they could save about $8,000.00/site with hundreds of sites nation wide. The boss got out his calculator and did the math and said "no, your wrong, it's only $7800.00 savings". When they got back to the office the boss implimented the new policy and anounced that Nick was a valuable employee to the whole office. So it looks like, at least for a while, his job is safe. Nick still can't believe that he had that much sway with the company considering how little time he has with them.

So things are going well now, and things are about back to normal for him. And we both thank everyone for the concern and kind comments throughout his ordeal!
 
Good deal Jon, glad he's
doing well. I went
through that insurance
deal exactly the same as
him at my last job when
I broke my back, I was
off for 4 1/2 months,
and broke when I went
back. Looks like a lot
of hardware in there,
yuck!

Ross
 
Looks like they did a good job.

A friend of mine has an arm that must look just about like that. I haven't seen him since the accident.

The way I heard it, he was grinding feed into a farm truck on a cold morning and wanted to leave the truck running to keep it warm. The parking brake didn't work on the truck so he put a block in front of one wheel. Just as he was walking around in front of the truck, the accumulated weight of feed in the truck caused it to jump over the block. Truck rolled forward and pinned him against the side of a building. His arm took the brunt of it, and punched through the truck's grill. I heard there were bones poked through his coat sleeve.

His wife finally heard him yelling above the noise of the grinder and came to his rescue, only she didn't know how to drive the stick shift truck so she got a 4wd pickup and a chain and pulled the truck off of him. I heard they put his arm back together successfully, but I haven't seen him or heard an update lately.

All it takes is one little slipup or misjudgment.
 
I don't know the details of what happened here but if his loss is greater than the insurance coverage the responsible party is still
responsible for the additional amount. the girl may have to fork over money out of her pocket to provide complete restitution if she has
the funds or have family or friends that are willing to help her. Worker's compensation should be available until the doctor has released
the injured party. State laws vary but these are general rules that apply to most any state. I worked as an insurance adjuster for over
40 years and know many companies don't want to share everything with the employee for fear there WC rates will rise. Also, some companies
are self-insured but still have to abide by certain rules. If this is a car accident he may have underinsured motorist coverage which can
pick up what is over the 3rd parties insurance coverage. The companies I worked for always told us to explain everything in detail-options
and coverage-otherwise could be subject to "bad faith" lawsuits.
 

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