I have home insurance with an independent agent. My annual premium went up about $175.00 and they said it was because "cost to rebuild" has increased.
I checked with two other companies and their premium was MUCH higher and the agent informed me that there was no coverage for wind and hail caused roof damage!!
Also no flood coverage which didn't surprise me.
I remember back years ago, a shade tree, within a certain distance from house, was insured if it died or was blown down. Actually collected the maximum of $450.00 for a tree that lightening struck.
Tree value was paid, not property damage if there was any. That was dropped years ago!
Looks like all insurance companies get together and decide what they are going to exclude--as a group!
Same thing with auto insurance. I have had SF auto insurance for over 40 years and I still have non deductible comprensive coverage because I have been with them so long. I have not found another company that has non deductible.
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Today's Featured Article - Ford Part Number Trivia - by Forum Participants. "Replaced by" means the part was superseded. All of my part books date back to 1964 and New Holland have changed some part numbers. They usually put the old Ford part number on the package. I was suppressed when I looked up the part number of the auxiliary drive shaft because for some reason the part number went through a radical change and it lost its "Basic Part Number". Ford part numbers follow the following rules. Most part numbers are in three parts. The middle part is called the
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