Yes, damage was in spring of 2011. I had trees on two different homes and damage to 3 garages. All got new roofs. I still have the same coverage.
I learned that Farm Bureau won't cover shingles that are more than 15 years old. Farm Bureau was the company I dropped after they only paid $1500 on a $5400 hail claim in 2009.
In 2012, I had my tree man cut down 12 trees near buildings and trimmed back another 6 trees.
Insurance paid to have 3 trees removed form buildings in 2011. I WILL NEVER HAVE TREES THAT CAN FALL ON BUILDINGS AGAIN. I HATE TREES.
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Today's Featured Article - A Lifetime of David Brown - by Samuel Kennedy. I was born in 1950 and reared on my family�s 100 acre farm. It was a fairly typical Northern Ireland farm where the main enterprise was dairying but some pigs, poultry and sheep were also kept. Potatoes were grown for sale and oats were grown to be used for cattle and horse feeding. Up to about 1958 the dairy cows were fed hay with some turnips and after that grass silage was the main winter feed. That same year was the last in which flax was grown on the farm. Flax provided the fibre which w
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