30 + years ago a country bank knew me and I could borrow money over the phone. NOW they're corporate and every decision has to go through the process that takes too long. My bank now turns over bankers so often I don't even try to know any of them. My experience for the last 20 years or so is that if I really needed the money bank would say no. When I was flush, they seem to know, they're offering me money.
Why would I go through the banks application process to buy a car when my dealer can get me approved in 30 minutes or less.
It's far easier for me to use a credit card now than going through the banks process.
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Today's Featured Article - The 8N and the Fox - by Zane Sherman. Dec. 13 1998, Renfroe, Alabama. Last niht I dreamed about the day that I plowed the field of about 10 acres over on what Jimmy and Dandy called the Ledbetter field. I was driving the 1948 8N Ford tractor that Jimmy bought in 48 new This was prebably in about 1951 and maybe even befor the house was built. This would have made me to be about16 years old and I drove the tractor for nothing and would have paid to drive it if I had had any money which I didn't, but neit
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