I don't think your numbers are big enough. Ram 2014 2500, 5.7 hemi is standard, 6.4 hemi is +$1495 and the Cummins is +$8495 (with auto tranny) according to the window sticker. You get most of the diesel purchase money back when you sell it, but not repair and maintenance money.
The Cummins truck is approximately 1000lbs heavier than the 5.7 and 880lbs over the 6.4, based on the difference in payload on identical trucks. The lighter trucks should be easier on wheel bearing, tires, field roads,
Scheduled maintenance should be nearly identical other than the engine oil, spark plugs, fuel filter and DEF. Cummins oil should have double the interval, at around triple the expense. Hopefully they have cured the emission issues (DPF, EGR) You can replace dozens of sets of sparkplugs for the cost of injectors (new plug $6.99, reman injector $300+) I can change the plugs myself, but the injector would take some research.
I personally have decided to try something different. I have had 2 Cummins trucks ('02 and '05) and I have a 6.4 hemi on order. My payload capacity is increasing, my towing capacity staying around the same. Loosing 181Lb-ft torque and gaining 85hp. Fuel mileage on my '05 is runs between 10-15mpg with a personal world record best of 18.5, trip to in-laws for Christmas (2.5hr each way on I-70 running 5 under limit) was 14.2mpg, at current prices I could get 12mpg on gas for the same money
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