Two income family with one dependent making pretty good money..... I'd put a tight pencil to the family budget and see how much you can save and how fast. First step is to pay off debt, all of it, ASAP. Interest is just money poured away. Then save up enough for the shop, get it built, then think about farming full time. I dont know if pretty good is 25,000 or 50,000 by your measure, or more. It doesnt matter. Switch to living on one income and using the other for debt retirement and savings.
I walked away from a good professional career a few years ago after working two full time jobs (farm and regular job) at about the same age you are. Even with everything paid off its been an adjustment. The pay cut was right at half but to me, it was worth it. Life doesnt have a rewind button. But, if I hadnt spent 20 years paying off debt I coudlnt have done it. I still follow the same rule, live on half my take home.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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