Two income family with one dependent making pretty good money..... I'd put a tight pencil to the family budget and see how much you can save and how fast. First step is to pay off debt, all of it, ASAP. Interest is just money poured away. Then save up enough for the shop, get it built, then think about farming full time. I dont know if pretty good is 25,000 or 50,000 by your measure, or more. It doesnt matter. Switch to living on one income and using the other for debt retirement and savings.
I walked away from a good professional career a few years ago after working two full time jobs (farm and regular job) at about the same age you are. Even with everything paid off its been an adjustment. The pay cut was right at half but to me, it was worth it. Life doesnt have a rewind button. But, if I hadnt spent 20 years paying off debt I coudlnt have done it. I still follow the same rule, live on half my take home.
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Today's Featured Article - Women and Tractors - Tractor Engine Repair - by Teri Burkholder. One of the great things about working on a tractor engine with your other half is that you know what he is thinking of at all times and can anticipate his every move and his next thought of what he will do. With Ben, anyway, I can tell! He'll be busy working and I�m handing him tools and he says, "give me that..." and I�ve already got it in his hand or "hand me that....."and I�ve got the portable light right where he needed it placed to see. "Run in the house and get me a...."as I open th
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