While I'm not up on these cases either, I THINK (in non recourse states) the exemption is only on the original purchase money mortgage...if a refinance has been made, it may've turned the loan into a recourse loan, subject, of course, to the forgiveness act(s)... Secondary etc parties frozen out of the real estate by the primary's foreclosure are also instituting collection procedures on the basis of the note signed, or selling the note to professional collectors... And if (when) filing Bkcy, be sure everyone on the note(s) files (or is somehow exempt from liability); a bank I worked for in the 60's picked up some money in cases where husb and wife signed note but only husb filed Bkcy.
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Today's Featured Article - Upgrading an Oliver Super 55 Electrical System - by Dennis Hawkins. My old Oliver Super 55 has been just sitting and rusting for several years now. I really hate to see a good tractor being treated that way, but not being able to start it without a 30 minute point filing ritual every time contributed to its demise. If it would just start when I turn the key, then I would use it more often. In addition to a bad case of old age, most of the tractor's original electrical system was simply too unreliable to keep. The main focus of this page is to show how I upgr
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