In 2003 I refinanced my home, it was a lot easier then dealing with the morons at a bank.
I had an independent agent (who likely got $500 for her work) and she came right to my home and the wife and I signed the papers, it took 15 minutes. I walked her out to her car and she thanked me for my business. I personally dont see a problem with advertising for loan services as long as it is responsible lending and not the BS that has occured with loaning $250,000 to a person or persons that make $20,000/ year working at a restaurant as a waiter.
When home mortgages are treated as if they were a joke, (like no possibility of repayment) Then the system will eventually collapse.
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Today's Featured Article - Recollections of a John Deere GP - by Charlie Cook. I grew up on my dad's 280 acre general farm in Western Michigan. Dad's only tractor when I was very young was the old GP. My first recollection of this tractor was when dad allowed my brother and myself to ride on the tractor with him driving. One of us would sit on the left fender (away from the clutch) and other would sit on the gas tank and hold onto the crankcase breather pipe.
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1965 International Harvester McCormick Farmall cub tractor 2,500. Two owner tractor. My grandfather bought new in 1966, then we inherited it. Have all the paperwork original manual and all maintenance records. It starts and moves. Comes with underbelly mower, plough, and some other attachments.
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