Posted by KEH on December 08, 2009 at 05:31:32 from (67.231.162.58):
Since we're talking about finances...
What is the deal on mortgage brokers? Even with the poor economy I'm still seeing ad for outfits like Lending Tree which I guess is a mortgage broker.
When I went to get a house loan years ago I went to the place with the money, a bank, and never dealt with middlemen. I didn't have much of a credit history either since I had always paid cash for cars and had never bought a TV or anything on time. One of the points in the discussion with the bank was not to have house payments over 1/4 of ONE salary. Well, I paid the house off after 20 years and it sure was great to make that last payment. So, anyway, my theory is why have all these middlemen sucking fees out of someone's finances?
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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