Posted by KEH on December 08, 2009 at 05:31:32 from (67.231.162.58):
Since we're talking about finances...
What is the deal on mortgage brokers? Even with the poor economy I'm still seeing ad for outfits like Lending Tree which I guess is a mortgage broker.
When I went to get a house loan years ago I went to the place with the money, a bank, and never dealt with middlemen. I didn't have much of a credit history either since I had always paid cash for cars and had never bought a TV or anything on time. One of the points in the discussion with the bank was not to have house payments over 1/4 of ONE salary. Well, I paid the house off after 20 years and it sure was great to make that last payment. So, anyway, my theory is why have all these middlemen sucking fees out of someone's finances?
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Today's Featured Article - A Lifetime of David Brown Tractors - by Samuel Kennedy. I was born in 1950 and reared on my family�s 100 acre farm. It was a fairly typical Northern Ireland farm where the main enterprise was dairying but some pigs, poultry and sheep were also kept. Potatoes were grown for sale and oats were grown to be used for cattle and horse feeding. Up to about 1958 the dairy cows were fed hay with some turnips and after that grass silage was the main winter feed. That same year was the last in which flax was grown on the farm. Flax provided the fibre which w
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