Unless everyone is required to have health insurance, pre-existing conditions will not be covered. Think of it this way. You can't buy fire insurance while your house is on fire. You can't buy hurricane insurance after a hurricane is predicted. It's called moral hazard.
The way health insurance works is every month a lot of healthy people pay in and a few unhealthy people collect. If people are allowed to wait until they have health problems before they buy insurance, then only fools would buy insurance while healthy. And without all the healthy people paying in, the unhealthy people would have to pay all the costs, which would be about the same as no insurance except with all the paperwork.
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Today's Featured Article - Tractor Implements and Their Use - by Curtis Von Fange. Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he reached his early sixties
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