55K and making a 1800 house payment? He did not need the ARM to go up to get into trouble. If this is net pay, he is only making 2291 a paycheck. 1300 is going to be a reach even if all his other finaces weren't in trouble. He is likely paying top interest on his credit cards due to the foreclosure. My gut instinct is that this fella would be hard pressed to make a 1300 dollar rent payment. 55k does not go very far. I struggled with rent, student loans, and one car payment. And gas was cheaper then...
It is a good thing you are trying to do, but no good deed ever goes unpunished.
Make sure everything is written down so no ones feelings get hurt.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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