As a contractor that you 1099, they should be providing their own insurance. Insist on seeing their insurance papers. Then cancel out your workman's comp and pay them extra for their coverage.
I would also run this by an attorney to make sure there were no gaps. Injuries and insurance coverage and IRS can make for some mighty expensive bills.
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Today's Featured Article - Buying your first tractor: The People You Buy From - by Chris Pratt. If you are a first-time buyer, chances are that you are likely to take the word of the seller on things. This is where the problems start... You have reviewed your implement needs and determined the size of machine that will fit the bill and even made a list of the most desirable models. You checked on the availability of a 3-point hitch for the machines on the list and advertised in your local classified paper with so
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