I highly reccomend you take all your ins. papers to your Lawyer.This is quite complicated. For example , you ask them to provide proof of insurace. The worker sends you a copy of the insurance policy declaration page and it shows 3 million in insurance. Great ! Right ? WRONG. His helper falls off the building or whatever... ? The contractor has no workers comp insurance , nor do you. This will get nasty and expensive real fast. You will be visiting your lawyer alot. You need to make sure you have insurance for your situation. This typically means first dollar defense subject only to the deductible. The insurer provides counsel at their expense.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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