As of last week, 30yr. rates were at 6-1/8% around here. At 6% , $509 will give you an $85,000 mortgage. You can save up all you want, but costs of homes have for the most part always risen and saving for 5 years probably will not offset what the rise will be.. This last year has been an exception but not the rule. Besides, every rent payment only gives you a place to stay. You aren't advancing yourself. Yes you have taxes and upkeep on the place, but the taxes should be deductable and the upkeep will add value if you sell it later. My advise is if you can swing it now and you find a place you like, buy it now. Check on how creative the bank will be with closing costs. I just sold a house to a young couple and they are adding the closing costs into the mortgage so they don't need so much cash at closing. You can also get mortgages with nothing down. There are lots of options out there. Go to a bank that you feel comfortable with and they will work with you. Our state has a housing program for first time buyers. 30 yr. rates are at 5-1/2 %. You can get that much on CD's at some banks so you can get "free money". Stay away from the adjustable rates though.
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Today's Featured Article - Show Coverage: The Old Gold National Antique Tractor Show - by Cindy Ladage. Over the fourth of July weekend, the Illinois State Fairgrounds in Springfield, Illinois, was the site of the Old Gold National Antique Tractor Show. Tractors of all makes and models were displayed and separted into categories by their age. Deere, Oliver and even a Wards and Keck Gonerman were part of the crowd. A sea of red International Harvester's seemed to be the the model with the biggest showing. The crowd was decent for the scorching July heat. The opening day started o
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