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Re: Auto Insurance
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Posted by Tim, Ohio on November 02, 2006 at 02:46:06 from (67.140.99.4):
In Reply to: Auto Insurance posted by colekicker on November 01, 2006 at 22:41:09:
Be careful about cheap quotes. Some companies are still quoting 100/300 on liability. Guess what? If you have an accident and you are at fault, 100 thousand is all you have per person injured. After that, they will sue for whatever else they can get. This could force you to sell your assets to settle the whole thing. So, look for coverage behond what is mentioned above. It will only be about 10.00 more per half. I know this from some experience in my family where my aunt was hit. She was not at fault so the person who hit her was covering. Even though she had uninsured coverage to 100 thousand of her own insurance that did not kick in. The person at fault was insured and that is where the claim was made on that limit. So, the lawyer representing my aunt was going to sue for whatever could be obtained behond the coverage to make up for the difference. They began by counting the assets of the person at fault. And, by the way, it does not take much of an accident to meet the limit just in medical bills. My aunts mouth was so messed up they had to do reconstructive surgery and basically give her a new set of teeth. The dental work alone was around 35,000. Add in the life flight, the emergency room work and a stayover in the hospital plus all of the follow-ups. It adds up fast, especially with the rising costs of medical care. Tim, Ohio
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