Re: Insurance premiums - mutual funds

Posted by Jim in NC on February 12, 2005 at 18:20:38 from (172.172.72.215):

In Reply to: Re: Insurance premiums posted by sawtooth on February 12, 2005 at 16:57:11:

There are plenty of good no-load funds that you can buy from the mutual fund companies or discount brokers with little or no fees. You will have to do some homework on your own. Any planner or financial institution will not sell these because there is no comission. Talk to fee-based financial planners(you pay for their time) instead of ones paid on comission. Ask any financial planner who is really pushing you towards something if he or she owns it. If it is really so good, wouldn't they own it? Why would one want to buy something that a planner would not own? Watch out for loads on B and C shares of stock. Often you have to hold these shares longer to avoid penalty fees.

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