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Re: Insurance premiums
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Posted by sawtooth on February 12, 2005 at 16:57:11 from (216.255.52.125):
In Reply to: Insurance premiums posted by tlak on February 12, 2005 at 08:39:56:
I can't resist tossing in my 2 cents. I know a lifetime insurance man who, when things slowed down in insurance branched into investments- ala mutual funds etc. What you're saying puts me in mind of of investment brokers. A broker where I invested recommended some funds. Here is a real conflict of interest. Do they recommend something that will perform for YOU, or will they try to steer you to something with the biggest load for THEM? I put some money in several funds as advised by the broker. After about 5 years with those funds not going anywhere but backward, that broker moved on and a new one came to town. He calls me in to his office, says he doesn't understand why the previous broker recommended those funds, they're only 2 star rated by Morningstar- so he recommends some 5 star rated funds. Have to pay the load all over again. And the broker gets about half that. If you aren't up on this you're at their mercy- a sheep going to slaughter. I think many brokers look after themselves- not their client. Which is akin to the insurance people- some who have branched into investments.
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