Re: Re: Re: OT California wildfires...fireproof yo

Posted by VaTom on October 29, 2003 at 05:06:10 from (64.4.122.80):

In Reply to: Re: Re: OT California wildfires...fireproof your h posted by Deas Plant on October 28, 2003 at 05:32:02:

Hi Deas,
As you know, we live in an underground concrete house. I also built one for a client. His appraisal just came through. Turned out to be substantially more than it cost to build. We were really tickled.

These can be cheaper than conventional houses, easily 1/3 cheaper per sq ft and the heating/cooling bill is almost nothing. When I applied for home owner's insurance the underwriter had to come out to see what I was insuring. Next question was why I wanted fire insurance. Which was of little concern to me, I wanted the whole package.

Tropical storm Isabel (former hurricane) came directly through and took out a lot of trees, including an 80 footer behind the house, a portion landing on our dirt roof. We didn't know about it until I saw it the next morning.

We don't live in a high fire risk area and are comfortable with the forest starting 15' from the house. Next underground house is started, with a swimming pool, and we were told we'd still get a reduction on insurance rates due to the pool.

This is the best place I've yet found to wake up every day. Just about zero maintenance, other than making sure trees don't get going on the roof. Bad place for a big tree.

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