Loan it, report it stolen and when/if you get it back call the cops and tell them you found it back. Doesn't matter if you were miles away and had nothing to do with an accident - if you have insurance or assets the lawyers will come after you if its in an accident.
Our insurance agents were renewing our coverage and repeated that our 20 million umbrella was adequate but by no means excessive. Their worst claim was a company that was involved in an accident caused by an uninsured driver that clipped a car while passing it, the clipped car flipped over and was then struck by their insured's semi. Their insured was the only vehicle involved that had insurance and everyone looked to them for a payout even though they had little or no assessed liability. Even though the judge said they were at best 10% liable (maybe the driver could have stopped faster when he saw the accident developing) the payout was over 7 million. The whole court system saw it as a way to soak an insurance company to make all the victims whole - along with the lawyers that got their 30% to 50% retainage on anything awarded.
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Today's Featured Article - The Perfect Restoration - by Chris Pratt. Often, in quiet moments, I have wandered back in my thouhts to the many tractors I have seen over the years and wondered which one inspired me the most. Sure, we have a fond attachment to one brand and model or another, sometimes it was remembering that first time we got to climb up in the drivers seat and command that roaring beast, or maybe because when you see that special model, you can't help but see Dad on it, he's gone, but everytime you see a tractor like his, it's a like part of him i
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