My family was involved in banking and farming where I grew up. Two in the banking and two on the farm. The two in the banking business were very scrutinizing of the two in farming with the loans at the bank. Perhaps too scrutinizing, as the two on the farm ended up being quite reluctant to expand. Those two still on the farm will likely be the 4th AND FINAL generation to make a living on the farm. I wanted to farm, but was pushed away. Insult added to injury with the write downs and the bankruptcies the BTO's went through in my hometown area on more than one occasion! It was their greed and overly aggressive expansion in running up cash rents and paying big bucks for land that brought them down at least twice in the 1980's and 1990's. I cannot help but wonder what their balance sheet looks like today. The meltdown in 2008 and hearing "too big to fail" really infuriated me as it was reminiscent of prior times in farming. I don't farm much, and I have a decent paying job to boot. I don't owe my soul to the banker and I don't have "paper" hanging all around the countryside. I may be buying my first tract of land this coming year. Been working on a deal for about 9 months. It isn't much, but it is something I can pass on to my kids and leave a bit of a legacy, without having to worry about making mortgage payments for the rest of my life and it financially crippling me.
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Today's Featured Article - Buying your first tractor: Choosing the right one - by Chris Pratt. They cost less than the tax on a new tractor (at least where we live). They have the weight to do the job. They are simple and understandable. They even have a history and can be restored to become a major source of pride and enjoyment. But how do you know what to buy and how do you make the right purchase? There is a surprising number of machines available in every shape and size imaginable. Like most things in life, your needs have a lot to do with wh
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