I was told, so hear say only, it's required to have flood insurance if you have an FDIC mortgage. When we had a 100 year flood in 2008 in Terre Haute, the flood insurance, government insurance, offered to buy out some flood victims and some people jumped at the chance.
My younger sister ended up with the house and barn my dad built in N Indiana. An arsonist torched the barn. Farm Bureau insurance made my sister an offer not to rebuild the barn that was in a flood plane because the cost to elevation the ground would cost more than the barn.
If my parents house burns to the ground, same thing. Good change area planning or the DNR would step and prevent the reconstruction. It was built in the 60's. Survived many floods, but came close to loosing it a few times. Never any damage to house or barn.
So as much as people hate loosing their freedoms to the Federalizes, area planning (zoning) prevents people form building a flood plane and in some cases rebuilding in a flood plane. geo
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Today's Featured Article - A Lifetime of David Brown - by Samuel Kennedy. I was born in 1950 and reared on my family�s 100 acre farm. It was a fairly typical Northern Ireland farm where the main enterprise was dairying but some pigs, poultry and sheep were also kept. Potatoes were grown for sale and oats were grown to be used for cattle and horse feeding. Up to about 1958 the dairy cows were fed hay with some turnips and after that grass silage was the main winter feed. That same year was the last in which flax was grown on the farm. Flax provided the fibre which w
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