When you sign up for your homeowner's insurance policy, you may not be required to submit to a pre-approval home inspection. If this is the case, you might be tempted to omit mention of the wood-burning stove on your application. While this might temporarily reduce your rates, such a decision could have far-reaching consequences. If you fail to report the presence of a stove and subsequently file a claim that's unrelated to the device, your claim may be denied outright. Your policy could even be cancelled.
Law Dictionary: Does a Freestanding Wood-Burning Stove Make Your Homeowner's Insurance More Expensive?
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Today's Featured Article - The David Brown Rose Badge - by Samuel Kennedy. In the 13th century civil war was raging in England. Two English noblemen were involved in a conflict which became known as the War of the Roses. The Duke of York had as his emblem a white rose and the Earl of Lancaster had a red rose. Today the white rose is the official emblem of the county of Yorkshire and the red rose has been adopted by the neighboring county of Lancashire.
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