I worked as an insurance adjuster for 47 years. Fireplace fires-studs too close to stove were a common problem but a wood stove with triple wall pipes almost never caused fires. The only fires I can recall from wood stoves where when a log rolled out onto the carpet and burned it. Unless one lied on the insurance application the fact your wood stove was not reported when installed will not prevent you from collecting on a claim. There are basically three things that will cause one not to collect on a claim: 1. material misrepresentation on the app, 2. intentionally causing the loss, 3. a claim as a result of a loss from an illegal operation considered a morale hazard. That is assuming the claim is covered in the first place.
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Today's Featured Article - Restoration Story: 1941 John Deere B Row Crop - by Anthony West (UK). The 1960's promise of white hot technology, to relieve us of the drudgery of everyday work and to replace it with increased leisure time has not materialised just yet....if anything most people are caught up in an ever increasing rat race, wishing that there was at least 36hours in a day!!!. The need for people to escape for periods of relaxation in an increasingly complex and pressured environment takes us into the realm of hobbies. For some it's scaling high mountains for others it's putting p
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