Usually auto insurance includes coverage for loading and unloading so you'll likely have coverage if you get sued. In most states the kid would be required to use the Workers' Comp insurance as the sole remedy. Some states allow the worker to sue also or instead of using the WC. You might let your agent know what happened but don't report it officially as they might set up a claim on it, that could come back to bite you as underwriting reviews your policy sometime in the future. If you get hit with a suit, THEN report it.
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Today's Featured Article - The Ferguson System Principal An implement cutting through the soil at a certain depth say eight inches requires a certain force or draft to pull it. Obviously that draft will increase if the implement runs deeper than eight inches, and decrease if it runs shallower. Why not use that draft fact to control the depth of work automatically? The draft forces are
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