Tried to trade in a couple older 2wd utility tractors in, no one wanted to trade them since they sell VERY slow compared to mfwd. Only "offer" I had was to put on dealer's lot as consignment.
Is MFWD necessary? NO. Is it nice YES. We got by for years with counter weight and chains on a 2wd loader tractor. The work got done, but painful at times. I've never once wished for MFWD making hay, but wished for it 90% of the time doing loader work, mud, manure & snow.
As far as for 4x4 cutting up fields versus 2wd, that is a function of tire size and tractor weight. A 4x4 with wide tires will not cut in or spin as the same weight 2wd on narrow tires.
A heavy 2wd on floatation rubber will not cut in or spin where a light 4x4 on pizza cutters towing too heavy of a loader will spin just to get moving.
I would not buy a 2wd tractor unless I planned on NEVER selling it.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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