Well said! People should understand that insurance companies don't make that much in profit year to year. They complain about paying for it then complain when they don't get a settlement. And the number of fraudulent claims are astounding! And a lot of the time the company pays because it's good PR to do that on low buck claims. Plus a number of states insurance commissions can levee fines much like the EPA and OSHA does.
Back to the original posting. It's an assumption on the OP's part about weather or not Allen has insurance or not. And if he has insurance just how good it is. IIRC he said he had a mortgage so I will make a bet he has insurance through his mortgage, purchased by the mortgage company from the cheapest provider. My FIL took over the mortgage on a house my BIL had when he got devoiced. Several years later he lost his roof. It took the mortgage provided insurance company 6 weeks to get an adjuster there then they claimed that the national average per square was lower than the actual cost of replacing the roof. It took almost 6 months to get the matter resolved and intervention from the state. A heck of a lot of people assume that the insurance provided with a mortgage is through a reputable company. So Allen could be out on a limb until the insurance company gets things settled. That's one of the reason that every time the insurance subject comes up here I preach about getting good insurance. Yea it cost a little more until you have a fire, loose a roof or get in a wreck. When you suffer a loss that good insurance pays for itself fast.
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Today's Featured Article - My Ford Golden Jubilee - by Troy Estes. This article is about my '53 Ford Jubilee and a story that starts with taking the tractor to my brother's Starter/Alternator Rebuilding shop for a wiring fix. The generator was shot as well as all the wiring. I dropped off the tractor expecting a transformation from a 6 volt to a 12 volt system utilizing the original generator housing, and a total rewiring of the whole tractor. The front end center pin bushing was worn also so I ask that they replace it if they had time. Well, that’s wha
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