Also check if you have a mortgage with insurance through the mortgage. Lot of times it's the cheapest insurance they can find and it may not even meet or obey the laws of your state. You can buy a supplemental policy to go along with insurance provided with your mortgage to make up differences plus if you buy through your agent if you have a loss the other company is going to be less likely to try to short change you. I've seen some really goofy stuff from some insurance companies. Like fire damage is covered but not damage made by the fire crew to put the fire out. Guy that was affected the fire department cut holes in the roof to gain access to put the fire out. Roof damage was not covered. Oh yea, it was insurance provided with his mortgage.
If you do not understand what you are reading take your policy into your agent and have him go through it with you.
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Today's Featured Article - Women and Tractors, A Woman's Touch - by Teri Burkholder. I thought I would give you a little background on how I got myself hooked on tractors and their restoration. My family is a very "crafty" bunch of people. By crafty I mean good with crafts!! My Dad is a retired industrial engineer from Bucyrus Erie which made big shovels for excavating and he is also a wonderful wood worker. My mom and my "guardian angel" has had her own ceramic shop for 30 years and is an excellent painter. With these skills always active in our house it was hard not t
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