Posted by Dick2 on October 02, 2015 at 02:10:51 from (174.19.246.61):
In Reply to: Buying a farm posted by Gleanerk2 on October 01, 2015 at 16:14:26:
Banks have external advisors that are telling them to not make loans to farmers because of the declining prices for grains and livestock. Also, banks are nervous about the stock market so they would rather hold onto their cash than loan it out. If they have sufficient cash after the crash, they may be able to stay in business. 20% down used to be the norm to buy real estate years ago and lending agencies are trying to return to that practice. If a person has a large equity in the property, they are more inclined to make the payments than a person that has little or none of their own money invested.
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Today's Featured Article - Seeing an Old Friend - by Joe Evans. Dad had a concrete contracting business starting in 1960. One of his first pieces of equipment was a Ferguson TO-35 with a Davis loader. Dad replaced the TO-35 with a MF 202 Workbull, essentially an industrialized Ferguson 35 I am told. Dad bought the 202 new in 1962, and I recall quite clearly going to the dealer with him to sign for it.
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