Posted by JD Seller on June 16, 2015 at 20:15:25 from (208.126.198.123):
I opened the mail earlier this evening and found out I have a credit card or I should say charge card. I am the proud holder of a FINGERHUT card with a $355 passed due balance. I have figured out where it came from. The mailman sorted the mail by name not box number today.
I have an Aunt that is not mentally competent. She has been that way for over 30 years. She was injured in a car wreck. She is about like a ten year old kid. My Father was her guardian until he was not competent himself. So I now the guardian for them both. Some how FINGERHUT sent her a catalogue in MY name and her address along with a instant charge card. The catalogue says free all over it. Meaning free interest. So she ordered some stuff. This is the first statement. She showed me the catalogue and what she ordered. I tried to explain to her that this really was not free stuff but she does not get it. So I just told her that she had gotten all the "free" stuff they would send. I told her I would take care of all of it and she gave me the card an paperwork.
So first thing in the morning I will have to deal with Fingerhut. She did get stuff she ordered. So they are owed for that but any other fees I do not feel they should get. If they want to really raise a stink I think the whole thing is fraudulent.
So here is my questions:
1) How should I approach Fingerhut??? Right now I would like to strangle someone!!! I plan on calling their account department first thing and getting everything closed. There is no worry for tonight as my Aunt gave me the card and she is not able to used anything but the mail to do business.
2) How do I keep this type of thing from happening again??? I can get some outfit like "Life Lock" to protect myself but how do I keep these two (My Aunt and Father) from getting taken advantage of in this way without completely isolating them from outside contact????
It really makes me angry that some out fit can just create an account in my name anyway. Is my only option some service like "Life Lock"??? Do any of you use them??? What is the cost?? How does it work???
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