No, all you need is enough credit to get the loan. I see people making min wage or a little more with new trucks. It's not because they have a great job, it's because they can swing a 72 month payment plan.
Maye things are better where you are. We never had any real "good times" up here when the rest of the country was rolling in dough. Yes, there are lots of new cars sold- to service men (we live near Ft Drum), gov't employees, municipal employees, people in healthcare or it's related industries. But you don't see too much in the "new" anything area outside of those folks. Maybe that's a "recovery" to some folks, but when my neighbors are sweating out the falling price of milk and others are working 2 or 3 part time jobs it's not what I'd consider a return to prosperity.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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