It's up to you and what you want to do? How much equity do you have in your current home? What's the real estate market like in your area, or how hard will it be to get your money out of the current home? You say the tillable ground is rented, for how much (cash flow is cash flow it could help cover the debt or your property taxes) Wooded land? what's the market for timber in your area, do you have marketable timber.
I guess what I'm saying is don't look only at the debt but look at revenue the farm could or would throw. Heck were I live in Iowa if your folks still had the 200 acres they'd probably be able rent it for close to $60,000 a year
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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