I retired from 30 years as a insurance claims supervisor. Of Crop Insurance. And hail insurance policies cover fire to the crop. So we got called out a lot to look at crops that had burned. And in Arkansas the policies covered "picker basket fires" in cotton. Now I am not talking about the machine, just the crop.
Picker basket fires are real common.
Big round baler fires are pretty common.
Never heard of a small square baler fire, but it could happen.
Your agent was all wet. Go somewhere else that specalizes in Farm insurance.
Since I retired from Farm Bureau, I would probably recommend them. Should be an office in every county in farm country.
And you dont have to insure everything.
For instance, an old $2,000 baler, I would probably leave off.
Only insure stuff you would want replaced if you lost it.
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Today's Featured Article - Ford Part Number Trivia - by Forum Participants. "Replaced by" means the part was superseded. All of my part books date back to 1964 and New Holland have changed some part numbers. They usually put the old Ford part number on the package. I was suppressed when I looked up the part number of the auxiliary drive shaft because for some reason the part number went through a radical change and it lost its "Basic Part Number". Ford part numbers follow the following rules. Most part numbers are in three parts. The middle part is called the
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