Posted by Bret4207 on June 03, 2014 at 03:53:05 from (64.19.90.196):
In Reply to: OT: Lack of Knowledge. posted by LOU from Wi. on June 02, 2014 at 17:24:14:
Something I found out back after the Ice Storm of 98 is that you never, ever, EVER make a claim on your homeowners unless you have absolutely no other possible option. My agent stopped me from making a mistake that would have gotten me a check for about $1500.00 from the company and would have cost me thousands and thousands over the next 10 years! Some people I know use their homeowners insurance like they use their "health insurance", which isn't really insurance at all but rather a healthCARE plan. They make claims all the time it seems, for what IMO is stupid stuff (baseball into vinyl siding, pool liner ripped through carelessness, cat damage to furniture) and then they complain because their homeowners insurance bill is so high.
What my agent told me is you never make a claim until the house burns down or something drastic happens. Otherwise you are just a money maker for the ins co.
Beyond that, this post gives me the chills as I just put a new shingle roof on our house a few years back. I wanted steel, she wanted shingles. You know who won!
Lou, I would at least make the effort of sending int he sample, jumping through the hoops, etc. If there is a big problem with the shingles like I think you stated, the contact your State Attorney General office and see if there is a class action suit or other on going case or do some Google-ing for how other people got them to make it right.
This post was edited by Bret4207 at 03:56:02 06/03/14.
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