Did you have a living agent or was it through the mail or on-line? I have a friend that is an agent and his clients register each valuable (rings etc.) and list it on their policy. How else would the company know what they are insuring and how much to charge you for each listed item? Your agent should have explained the process and put a rider on the policy to reflect your special valuables. On my farm policy, I was not covered by insurance when wind blew down and destroyed an auger because it was not listed separately on my policy. I learned to list separately anything I wanted covered and my premium is calculated on the total dollar amount of the listed items. It was also suggested that I photograph valuable items and if possible, keep sales receipts of recent expensive purchases. In a claim situation, the burden of proof of loss is on the insured. I have learned two things: insurance companies are in business to make money, and life is full of learning experiences. Better luck with your next policy! Jerry
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Today's Featured Article - Show Coverage: Central Illinois Strawberry Festival - by Cindy Ladage and Janna Seiz. Every year the coming of summer is highlighted by different events for different people. For some, it is heralded with the end of school, tilling the garden, or completion of the planting season. To us, connoisseurs of find food, antique tractors, farm toys, crafts, and downright fun, the annual Strawberry Festival means summer is here. Every year, in Carlinville, Illinois, the Macoupin County Historical Society and the Macoupin Agricultural Antique Association team up to fill th
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1965 International Harvester McCormick Farmall cub tractor 2,500. Two owner tractor. My grandfather bought new in 1966, then we inherited it. Have all the paperwork original manual and all maintenance records. It starts and moves. Comes with underbelly mower, plough, and some other attachments.
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