Keith don't blame Hartford, those are pretty common limitations on a homeowners policy. I think you will find all of their competitors have the same conditions. The jewelry and other high value items have to be 'scheduled' in order for there to be coverage at full value. The one you may have a beef with is your insurance agent who should have explained these limits to you and made sure you had the opportunity to get the coverage you needed. You could make a claim against his/her error and ommissions policy if they failed to do that.
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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