Yep, I had a perfectly good plan, that worked fine on a hospitalization I had last January- 80/20 plan, $2,750 deductible. I paid the deductible, then they paid 80% on everything thereafter.
Got a letter, they'll have to cancel me. I knew that was coming, because mine was a Health Savings Account plan, and of course, we can't have those because they make good financial sense for many people. Most comparable plan they're offering me is the same 80/20, premium $608 (up from $408), deductible $4,000 (up from $2,750). They explained the differences- and the ONLY difference is that I now have maternity and pediatric coverage. As a 64 year old male, I don't expect to get pregnant, but I guess you never know.
The Washington state website is apparently working fine- 48,000 folks signed up during the first two weeks, but the bad news is, 87% of them are Medicaid, and will get the insurance for free. Guess that answers the question of whether you can get folks to take free stuff (and vote for you next time). What remains in doubt is whether any of the younger, healthy folks who don't qualify for subsidies, and will face much higher premiums, will buy in. The smart money says no- they'll just pay the fine and be on their merry way.
I took the easy way out- went on Medicare in August.
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Today's Featured Article - On the Road with Dave Gohl: Deere Departed Friend - by Dave Gohl. Have you ever had to part with a dear friend? It's not easy. If it's due to death, your feelings could be in disarray for days, months or even years. Even now after almost 4 years, I still miss my dad. I remember when I was a kid my dad sometimes would tuck my brother and I in at night and we would ask him questions about his childhood on the farm. To this day, it's some of the best stories I've ever heard. And now, I'm so glad that I asked those questions, and if I were a little smarter i
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