I got a machine a few years back, when cash was tight for everyone, for the same reasons you mention. Mine was set up "FREE" with the only charges being a really small percentage for each transaction, and also with no 'term' type contract beyond the guarantee that everything was free as long as you had the machine. I kept it for just about a year, and never had anyone want to pay with a card, even when asked. Being "free" I could afford to keep it in the hopes that people would want to use it eventually, but when my wife called me one day saying I needed to check my bank account for a $200 debit it all came to an end. Seems due to "new government regulations" they had to charge me a fee for 'each account'. Even though I only had one machine they considered being able to machine swipe a card, or take a card over the phone (or simply manually enter it)as two seperate accounts. When I looked at my account closer I saw that AMEX had decided to throw in another $7.95 charge of their own into the mix. I called and raised he!! and the card company broker did offer to refund one of the $100 charges, but not the other....even though the machine had not been out of the box, and for the cost I never even bothered with AMEX. I then told the broker what they could do with their machine and went to the bank the next day and told them that the companies access to my account was terminated. I was told that I couldn't do that........my response was, "Like he!! I can't, go into the safe and get me every dime in my account and close it, effective immediately." The look of suprise on the guys face was priceless. I hated to cancel an account I had had for nearly 20 years, but DO NOT tell me I can't say someone I'm not doing business with anymore no longer has access to my money....Not going to happen........
That said, CANCEL the machine and tell the card comapnies to shove it. They do nothing but get rich off of everyone involved in the transaction, and then do their best to screw over even those that are accepting the cards and helping them make money. Personally I will never do it again..........
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