That young fellow is probably in much deeper trouble than he realizes. The county will have first say as to how the bridge is repaired, and if there's a possibility of insurance money, they'll go long in hopes of getting a first-class bridge for free.
Meanwhile, it seems improbable that a guy who goes to the casino for dinner carries much in the way of insurance. Probably only what his lenders insist on, if any. Of course, if he is insured, his insurer may still come after the young man for damages, depending on their business relationship. It doesn't sound like he was an employee of the BTO, and even if they had a formal partnership the insurance company won't want to cover damages if the partnership or the young man aren't named on the policy. If there was no formal partnership between the BTO and the young man, then he was merely renting or borrowing the equipment and is now on the hook for damages to the bridge and cart.
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Today's Featured Article - Choosin, Mounting and Using a Bush Hog Type Mower - by Francis Robinson. Looking around at my new neighbors, most of whom are city raised and have recently acquired their first mini-farms of five to fifteen acres and also from reading questions ask at various discussion sites on the web it is frighteningly apparent that a great many guys (and a few gals) are learning by trial and error and mostly error how to use a very dangerous piece of farm equipment. It is also very apparent that these folks are getting a lot of very poor and often very dangerous advice fro
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