Depends on the state you are in. In most cases if you have no collision coverage you collect no dammages from a collision... In MI at least , with only liability , if someone else hits you and you catch them , a section of your coverage called " mini-tort liability" will automatically pay you up to $500. Your ins co will pay you and they will go after the others ins co to recover. As far as what your ins provider told you , that is BS! There is NO deductable on liabitlity ins as it does NOT pay for physical dammage to your vehicle and therefore is a mute point.Physical dammage to a vehicle is only paid for by "collision" , "comprehensive" or the formentioned "mini-tort" coverage. And you can't claim mini tort if both vehicles were owned , liscensed and insured (same company) by the same person. I think your ins co and you have a misunderstanding somewhere because they can't be that stupid.
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Today's Featured Article - Show Coverage: The Old Gold National Antique Tractor Show - by Cindy Ladage. Over the fourth of July weekend, the Illinois State Fairgrounds in Springfield, Illinois, was the site of the Old Gold National Antique Tractor Show. Tractors of all makes and models were displayed and separted into categories by their age. Deere, Oliver and even a Wards and Keck Gonerman were part of the crowd. A sea of red International Harvester's seemed to be the the model with the biggest showing. The crowd was decent for the scorching July heat. The opening day started o
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